Replace reimbursements, petty cash and the shared company card
Most teams spend through a mix of personal cards, cash and one card passed around the office. Toli puts all of it on one wallet with a clear owner for every rupee.
| How teams pay today | The problem | With Toli |
|---|---|---|
| Reimbursements | Employees pay from their own pocket and wait weeks to be paid back. | Each team spends from the company wallet. Nobody fronts money. |
| Petty cash | Cash goes out with no trail and receipts go missing. | Every payment is recorded as it happens, with the receipt attached. |
| One shared card | The card is passed around and nobody knows who spent what. | A card per team or person, each with its own limit and owner. |
| Month-end close | Finance chases bills and re-keys spends into the books. | Export a categorised ledger to Excel or Tally in one click. |
How it works
Set up the company wallet
Complete business verification once with our partner bank and fund the wallet from your current account.
Issue cards
Create a card for a team, an event or an employee in seconds, with a limit, a validity date and allowed categories.
Spend by card or UPI
Cardholders pay anywhere cards or UPI are accepted. Payments above your threshold go for approval first.
Reconcile and export
Receipts, categories and cost centres are attached as spends happen. Export the month in one click.
Everything finance needs, nothing teams have to learn
Cards for every team
Virtual cards instantly, physical cards on request. Add, pause or close any card from the dashboard.
Limits per card
Daily and monthly limits, allowed categories and an end date for event cards.
Approvals
Route payments above a set amount to a manager, who approves in the app in one tap.
Receipt capture
Cardholders snap the bill after paying. Missing receipts are flagged before month end.
Real-time ledger
See every card and UPI payment across the company as it happens, by team, card or category.
Accounting exports
Excel and Tally-ready files with GST details, cost centres and receipt links.
Built for the ways teams actually spend
Offsites and events
A card per event with a budget and an end date. It closes itself when the event is over.
Goa offsite · ₹2,00,000 · 3 days
Field and sales teams
Travel, fuel and client meals on a card per person, within daily limits.
Sales, West zone · ₹5,000/day
Office petty cash
Snacks, supplies and repairs paid by UPI from one admin wallet, with receipts.
Office admin · ₹25,000/mo
Software and ads
A virtual card per tool or ad account, so every subscription has an owner.
Marketing · ₹1,50,000/mo
Controls and compliance
Company wallets and cards are issued by our RBI-regulated partner bank. Toli is the software your team uses to run them.
- Regulated issuerFunds sit with the partner bank, not in Toli's accounts.
- Business verificationCompany KYB once at setup, plus KYC for each cardholder as the bank requires.
- RolesAdmin, approver and cardholder roles, so each person sees and does only what they should.
- Audit trailEvery card created, limit changed and payment approved is logged with who and when.
- Instant freezePause one card or every card in a team from the dashboard in a second.
Talk to us
Pricing depends on your team size and how many cards you need. Tell us a little about your company and we'll set up a 20-minute demo.
- See the dashboard with your own teams and limits
- Walk through approvals and month-end exports
- Get early-access pricing for launch